What ThaiReady does

ThaiReady is a free retirement assessment tool that helps people aged 50+ understand whether a move to Thailand might be financially viable based on their personal circumstances. We look at three things: whether your income and savings meet Thai visa thresholds, whether your monthly budget covers estimated costs of living, and which risk factors are relevant to your situation.

What ThaiReady is not

ThaiReady is not a financial adviser, immigration adviser, tax adviser, or legal adviser. We are not regulated by the Financial Conduct Authority (FCA), the Office of the Immigration Services Commissioner (OISC), the Securities and Exchange Commission (SEC), or any equivalent regulatory body. Nothing on this site constitutes financial, investment, tax, immigration, or legal advice. Our assessments are a starting point for your own research — not a substitute for professional advice.

How the assessment works

We ask five questions about your age, income, savings, and preferred retirement lifestyle. Based on your answers, our tool checks visa eligibility against official Thai government thresholds, calculates estimated monthly costs including private health insurance, and identifies relevant risk factors such as the UK pension freeze, the Medicare gap for US citizens, or tax obligations abroad. The result is one of four outcomes: Good Fit, Conditional Fit, Split Strategy, or Not Recommended.

Our data sources

Visa thresholds are based on official Royal Thai Embassy requirements. Cost of living estimates are based on published expat cost data for mid-tier lifestyles in Thailand. Insurance costs reflect published international health insurance market rates for the relevant age brackets. Tax information reflects general publicly available guidance — not personalised tax advice. All figures are estimates and subject to change.

Get professional advice

Before making any decision about retiring abroad, we strongly consider consulting: a qualified Independent Financial Adviser (IFA) with experience in expat financial planning; a licensed immigration adviser registered with OISC (UK) or equivalent; and a tax specialist familiar with both your home country and Thailand. ThaiReady can help you ask the right questions — professionals can help you answer them.

Privacy & Data

ThaiReady collects the information you enter during the assessment (year of birth, income, savings, pension status) and optionally your email address if you choose to share it. This data is used solely to generate your personalised assessment and, if you opt in, to connect you with relevant financial advisers. Data is stored securely and not shared with third parties without your consent. To request deletion of your data, email hello@thaiready.com. This site uses Google Analytics and Vercel Analytics to understand traffic patterns.